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Retire in United States
Using the 4% safe withdrawal rule, here's how much you need invested to retire in United States at every lifestyle level.
Cheapest City
$1.44M
Midland
Average FIRE Number
$2.08M
46 cities
Most Expensive
$3.9M
New York
FIRE Numbers for All 46 Cities in United States
| City | Lean FIRE | FIRE | Fat FIRE |
|---|---|---|---|
| 🇺🇸Midland | $840K | $1.44M | $3.31M |
| 🇺🇸Wausau | $825K | $1.46M | $3.24M |
| 🇺🇸Sioux Falls | $870K | $1.5M | $3.45M |
| 🇺🇸Fargo | $870K | $1.5M | $3.45M |
| 🇺🇸Des Moines | $900K | $1.56M | $3.58M |
| 🇺🇸Knoxville | $945K | $1.62M | $3.88M |
| 🇺🇸Omaha | $945K | $1.62M | $3.72M |
| 🇺🇸Chattanooga | $945K | $1.62M | $3.72M |
| 🇺🇸Greenville | $990K | $1.68M | $4.04M |
| 🇺🇸Albuquerque | $990K | $1.68M | $4.04M |
| 🇺🇸Tucson | $1.02M | $1.74M | $4.17M |
| 🇺🇸Pittsburgh | $1.02M | $1.74M | $4.17M |
| 🇺🇸Boise | $1.06M | $1.8M | $4.5M |
| 🇺🇸San Antonio | $1.06M | $1.8M | $4.5M |
| 🇺🇸Savannah | $1.06M | $1.8M | $4.32M |
| 🇺🇸Jacksonville | $1.06M | $1.8M | $4.5M |
| 🇺🇸Madison | $1.09M | $1.86M | $4.65M |
| 🇺🇸Raleigh | $1.09M | $1.86M | $4.65M |
| 🇺🇸Reno | $1.09M | $1.86M | $4.65M |
| 🇺🇸Salt Lake City | $1.09M | $1.86M | $4.65M |
| 🇺🇸Fort Worth | $1.09M | $1.86M | $4.65M |
| 🇺🇸Asheville | $1.14M | $1.92M | $4.8M |
| 🇺🇸Minneapolis | $1.16M | $1.92M | $4.8M |
| 🇺🇸Charlotte | $1.14M | $1.92M | $4.8M |
| 🇺🇸Las Vegas | $1.19M | $1.98M | $5.14M |
| 🇺🇸Santa Fe | $1.19M | $1.98M | $4.95M |
| 🇺🇸Tampa | $1.23M | $2.04M | $5.31M |
| 🇺🇸Nashville | $1.23M | $2.04M | $5.1M |
| 🇺🇸Sarasota | $1.26M | $2.1M | $5.46M |
| 🇺🇸Charleston | $1.26M | $2.1M | $5.46M |
| 🇺🇸Austin | $1.29M | $2.16M | $5.61M |
| 🇺🇸Denver | $1.29M | $2.16M | $5.61M |
| 🇺🇸Portland | $1.29M | $2.16M | $5.61M |
| 🇺🇸Scottsdale | $1.33M | $2.22M | $5.78M |
| 🇺🇸Philadelphia | $1.35M | $2.25M | $5.85M |
| 🇺🇸Chicago | $1.41M | $2.34M | $6.32M |
| 🇺🇸Miami | $1.5M | $2.46M | $6.64M |
| 🇺🇸Seattle | $1.56M | $2.55M | $6.88M |
| 🇺🇸San Diego | $1.56M | $2.55M | $6.88M |
| 🇺🇸Washington D.C. | $1.6M | $2.64M | $7.13M |
| 🇺🇸Boston | $1.65M | $2.7M | $7.29M |
| 🇺🇸Honolulu | $1.65M | $2.7M | $7.29M |
| 🇺🇸San Jose | $1.77M | $2.85M | $7.98M |
| 🇺🇸Los Angeles | $1.86M | $3M | $8.4M |
| 🇺🇸San Francisco | $2.08M | $3.3M | $9.57M |
| 🇺🇸New York | $2.49M | $3.9M | $11.7M |
About Retiring in United States
United States offers 46 retirement destinations tracked on PortfolioAtlas. The most affordable is Midland at $1.44M, while New York requires $3.9M. The average FIRE Number across all United States cities is $2.08M, calculated using the 4% safe withdrawal rate.
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