FIRE Number for Boise, United States

A one-bedroom apartment in the Bench or Garden City, a paid-off car, and cooking at home most nights. Healthcare on an ACA Silver plan takes a meaningful share of the budget. Entertainment leans heavily on free public lands -- the Boise Foothills, the Greenbelt, and nearby BLM land are all accessible without spending much. This is a simple, outdoors-focused life with real budget constraints, but manageable if you do not need urban amenities.

A three-bedroom home in Harris Ranch or the North End with Foothills views, regular dinners at Chandlers and Richard's, and a late-model SUV for mountain roads. You can afford premium health insurance, a golf membership, BSU season tickets, and multiple ski passes. Weekend fly-fishing trips and regular travel are within budget. This is a genuinely affluent life by Boise standards, with plenty of flexibility for outdoor pursuits and entertainment.

A large property in the Foothills or Eagle with mountain views, a cook who comes in several times a week, full-time domestic help, and top-tier concierge healthcare. You travel first class, keep multiple vehicles, and dine out without thinking about the cost. A second home in Sun Valley is feasible at this budget. Boise is a small enough city that this level of spending puts you among the most comfortable residents in the metro, with significant margin for charitable giving and travel.