Where Can You Retire on $500K?52 cities worldwide
Using the 4% safe withdrawal rule, a $500K portfolio generates $1,667/month. Here are every city where that's enough to retire — and where you're close.
Comfortable FIRE
7
cities across 3 countries
Lean FIRE Possible
45
additional cities
Monthly Income
$1,667
at 4% withdrawal
Cheapest comfortable option: 🇮🇳 Coimbatore, India at $180K — leaving you a $320K buffer. Of the 127 cities we track, you're within reach of 41%.
The FIRE Numbers below use the 4% rule benchmark and price a one-person household. City pages backtest your own plan against market history, so the personalized figure there changes with your retirement length, confidence level, and household size.
Comfortable Retirement (7 cities)
| City | FIRE Number | Buffer |
|---|---|---|
| 🇮🇳Coimbatore | $180K | +$320K |
| 🇳🇵Kathmandu | $183K | +$317K |
| 🇱🇰Colombo | $278K | +$222K |
| 🇮🇳Chennai | $281K | +$219K |
| 🇮🇳Goa | $296K | +$204K |
| 🇮🇳Bengaluru | $338K | +$162K |
| 🇮🇳Delhi | $365K | +$135K |
Lean FIRE Possible (45 cities)
These cities are affordable at a lean lifestyle. The gap shows how much more you'd need for comfortable FIRE.
| City | Lean FIRE | Gap to FIRE |
|---|---|---|
| 🇨🇳Chengdu | $180K | $37K more |
| 🇹🇳Tunis | $222K | $184K more |
| 🇪🇨Quito | $243K | $15K more |
| 🇧🇷Florianópolis | $245K | $21K more |
| 🇲🇽Cozumel | $245K | $55K more |
| 🇪🇨Cuenca | $265K | $51K more |
| 🇬🇷Chania | $266K | $96K more |
| 🇲🇦Marrakech | $267K | $232K more |
| 🇬🇪Tbilisi | $276K | $72K more |
| 🇲🇽Lake Chapala | $294K | $105K more |
| 🇹🇭Chiang Mai | $297K | $34K more |
| 🇬🇷Athens | $302K | $151K more |
| 🇵🇹Porto | $303K | $207K more |
| 🇨🇴Cartagena | $305K | $196K more |
| 🇰🇪Nairobi | $308K | $367K more |
| 🇨🇴Medellín | $311K | $106K more |
| 🇹🇷Istanbul | $312K | $322K more |
| 🇬🇭Accra | $317K | $559K more |
| 🇪🇸Valencia | $320K | $149K more |
| 🇦🇷Buenos Aires | $320K | $277K more |
| 🇲🇾George Town | $321K | $100K more |
| 🇪🇸Málaga | $322K | $155K more |
| 🇭🇷Split | $323K | $214K more |
| 🇯🇴Amman | $332K | $120K more |
| 🇻🇳Da Nang | $335K | $63K more |
| 🇵🇹Lisbon | $336K | $345K more |
| 🇲🇽Playa del Carmen | $348K | $265K more |
| 🇨🇱Santiago | $353K | $223K more |
| 🇲🇽Mexico City | $359K | $433K more |
| 🇭🇷Dubrovnik | $360K | $418K more |
| 🇪🇸Barcelona | $362K | $335K more |
| 🇲🇾Kuala Lumpur | $369K | $220K more |
| 🇵🇭Cebu | $383K | $130K more |
| 🇭🇺Budapest | $383K | $281K more |
| 🇹🇭Bangkok | $395K | $274K more |
| 🇻🇳Ho Chi Minh City | $395K | $181K more |
| 🇿🇦Cape Town | $396K | $613K more |
| 🇺🇾Montevideo | $402K | $247K more |
| 🇪🇪Tallinn | $407K | $333K more |
| 🇮🇹Rome | $411K | $444K more |
| 🇨🇷San José | $413K | $469K more |
| 🇹🇼Taipei | $419K | $328K more |
| 🇨🇿Prague | $419K | $316K more |
| 🇮🇩Bali | $420K | $244K more |
| 🇨🇦Quebec City | $458K | $453K more |
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