Where Can You Retire on $1 Million? (116 Cities Worldwide)
Using the 4% safe withdrawal rule, a $1M portfolio generates $3,333/month. Here are every city where that's enough to retire — and where you're close.
Comfortable FIRE
51
cities across 34 countries
Lean FIRE Possible
65
additional cities
Monthly Income
$3,333
at 4% withdrawal
Cheapest comfortable option: 🇮🇳 Coimbatore, India at $180K — leaving you a $820K buffer. Of the 127 cities we track, you're within reach of 91%.
The FIRE Numbers below use the 4% rule benchmark and price a one-person household. City pages backtest your own plan against market history, so the personalized figure there changes with your retirement length, confidence level, and household size.
Comfortable Retirement (51 cities)
| City | FIRE Number | Buffer |
|---|---|---|
| 🇮🇳Coimbatore | $180K | +$820K |
| 🇳🇵Kathmandu | $183K | +$817K |
| 🇱🇰Colombo | $278K | +$722K |
| 🇮🇳Chennai | $281K | +$719K |
| 🇮🇳Goa | $296K | +$704K |
| 🇮🇳Bengaluru | $338K | +$662K |
| 🇮🇳Delhi | $365K | +$635K |
| 🇪🇨Quito | $515K | +$485K |
| 🇧🇷Florianópolis | $521K | +$479K |
| 🇹🇭Chiang Mai | $534K | +$466K |
| 🇨🇳Chengdu | $537K | +$463K |
| 🇪🇨Cuenca | $551K | +$449K |
| 🇲🇽Cozumel | $555K | +$445K |
| 🇻🇳Da Nang | $563K | +$437K |
| 🇬🇪Tbilisi | $572K | +$428K |
| 🇬🇷Chania | $596K | +$404K |
| 🇲🇾George Town | $600K | +$400K |
| 🇲🇽Lake Chapala | $605K | +$395K |
| 🇨🇴Medellín | $606K | +$394K |
| 🇯🇴Amman | $620K | +$380K |
| 🇵🇭Cebu | $630K | +$370K |
| 🇪🇸Valencia | $649K | +$351K |
| 🇬🇷Athens | $651K | +$349K |
| 🇪🇸Málaga | $655K | +$345K |
| 🇻🇳Ho Chi Minh City | $681K | +$319K |
| 🇹🇳Tunis | $684K | +$316K |
| 🇨🇴Cartagena | $696K | +$304K |
| 🇵🇹Porto | $707K | +$293K |
| 🇭🇷Split | $714K | +$286K |
| 🇲🇾Kuala Lumpur | $720K | +$280K |
| 🇨🇱Santiago | $723K | +$277K |
| 🇲🇦Marrakech | $732K | +$268K |
| 🇮🇩Bali | $744K | +$256K |
| 🇺🇾Montevideo | $747K | +$253K |
| 🇲🇽Playa del Carmen | $765K | +$235K |
| 🇹🇭Bangkok | $774K | +$226K |
| 🇦🇷Buenos Aires | $777K | +$223K |
| 🇭🇺Budapest | $781K | +$219K |
| 🇨🇿Prague | $816K | +$184K |
| 🇹🇷Istanbul | $822K | +$178K |
| 🇹🇼Taipei | $828K | +$172K |
| 🇪🇪Tallinn | $833K | +$167K |
| 🇪🇸Barcelona | $835K | +$165K |
| 🇵🇹Lisbon | $845K | +$155K |
| 🇰🇪Nairobi | $867K | +$133K |
| 🇯🇵Tokyo | $918K | +$82K |
| 🇭🇷Dubrovnik | $918K | +$82K |
| 🇲🇽Mexico City | $933K | +$67K |
| 🇮🇹Rome | $944K | +$56K |
| 🇨🇦Quebec City | $953K | +$47K |
| 🇨🇷San José | $969K | +$31K |
Lean FIRE Possible (65 cities)
These cities are affordable at a lean lifestyle. The gap shows how much more you'd need for comfortable FIRE.
| City | Lean FIRE | Gap to FIRE |
|---|---|---|
| 🇬🇭Accra | $317K | $59K more |
| 🇿🇦Cape Town | $396K | $113K more |
| 🇴🇲Muscat | $521K | $140K more |
| 🇫🇷Nice | $526K | $51K more |
| 🇩🇪Berlin | $527K | $37K more |
| 🇨🇦Halifax | $549K | $64K more |
| 🇵🇦Panama City | $554K | $110K more |
| 🇨🇦Kelowna | $588K | $94K more |
| 🇳🇿Auckland | $591K | $77K more |
| 🇬🇧Edinburgh | $602K | $46K more |
| 🇧🇧Barbados | $602K | $448K more |
| 🇺🇸Minneapolis | $608K | $353K more |
| 🇨🇦Victoria | $623K | $173K more |
| 🇰🇷Seoul | $645K | $83K more |
| 🇨🇦Vancouver | $654K | $248K more |
| 🇫🇷Paris | $660K | $228K more |
| 🇦🇺Melbourne | $663K | $236K more |
| 🇺🇸Midland | $677K | $233K more |
| 🇺🇸Sioux Falls | $680K | $188K more |
| 🇺🇸Wausau | $681K | $200K more |
| 🇺🇸Fargo | $698K | $176K more |
| 🇺🇸Des Moines | $705K | $290K more |
| 🇳🇱Amsterdam | $708K | $216K more |
| 🇺🇸Chattanooga | $708K | $257K more |
| 🇺🇸San Antonio | $714K | $317K more |
| 🇺🇸Albuquerque | $714K | $269K more |
| 🇺🇸Tucson | $726K | $278K more |
| 🇺🇸Omaha | $726K | $236K more |
| 🇦🇪Dubai | $732K | $722K more |
| 🇺🇸Pittsburgh | $740K | $275K more |
| 🇦🇺Sydney | $741K | $386K more |
| 🇺🇸Fort Worth | $743K | $392K more |
| 🇺🇸Knoxville | $744K | $317K more |
| 🇺🇸Cincinnati | $744K | $290K more |
| 🇺🇸Madison | $750K | $335K more |
| 🇺🇸Las Vegas | $753K | $353K more |
| 🇺🇸Greenville | $759K | $335K more |
| 🇺🇸Salt Lake City | $762K | $413K more |
| 🇺🇸Reno | $764K | $353K more |
| 🇺🇸Portland | $770K | $403K more |
| 🇺🇸Austin | $786K | $452K more |
| 🇵🇷San Juan | $791K | $440K more |
| 🇺🇸Boise | $807K | $407K more |
| 🇺🇸Charlotte | $819K | $395K more |
| 🇺🇸Asheville | $825K | $452K more |
| 🇺🇸Jacksonville | $840K | $473K more |
| 🇺🇸Chicago | $846K | $617K more |
| 🇺🇸Santa Fe | $849K | $533K more |
| 🇺🇸Raleigh | $852K | $452K more |
| 🇭🇰Hong Kong | $860K | $731K more |
| 🇺🇸Savannah | $860K | $470K more |
| 🇺🇸Denver | $864K | $560K more |
| 🇺🇸Philadelphia | $870K | $527K more |
| 🇺🇸Nashville | $887K | $560K more |
| 🇺🇸Charleston | $891K | $620K more |
| 🇬🇧London | $894K | $538K more |
| 🇺🇸Scottsdale | $900K | $614K more |
| 🇺🇸Tampa | $902K | $647K more |
| 🇨🇭Lugano | $904K | $631K more |
| 🇺🇸Sarasota | $927K | $716K more |
| 🇺🇸Seattle | $929K | $544K more |
| 🇨🇭Basel | $944K | $731K more |
| 🇺🇸Boston | $944K | $818K more |
| 🇨🇭Lausanne | $977K | $739K more |
| 🇨🇭Zug | $984K | $1.02M more |
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