Where Can You Retire on $1.5M?127 cities worldwide
Using the 4% safe withdrawal rule, a $1.5M portfolio generates $5,000/month. Here are every city where that's enough to retire — and where you're close.
Comfortable FIRE
98
cities across 48 countries
Lean FIRE Possible
29
additional cities
Monthly Income
$5,000
at 4% withdrawal
Cheapest comfortable option: 🇮🇳 Coimbatore, India at $180K — leaving you a $1.32M buffer. Of the 127 cities we track, you're within reach of 100%.
The FIRE Numbers below use the 4% rule benchmark and price a one-person household. City pages backtest your own plan against market history, so the personalized figure there changes with your retirement length, confidence level, and household size.
Comfortable Retirement (98 cities)
| City | FIRE Number | Buffer |
|---|---|---|
| 🇮🇳Coimbatore | $180K | +$1.32M |
| 🇳🇵Kathmandu | $183K | +$1.32M |
| 🇱🇰Colombo | $278K | +$1.22M |
| 🇮🇳Chennai | $281K | +$1.22M |
| 🇮🇳Goa | $296K | +$1.2M |
| 🇮🇳Bengaluru | $338K | +$1.16M |
| 🇮🇳Delhi | $365K | +$1.14M |
| 🇪🇨Quito | $515K | +$985K |
| 🇧🇷Florianópolis | $521K | +$979K |
| 🇹🇭Chiang Mai | $534K | +$966K |
| 🇨🇳Chengdu | $537K | +$963K |
| 🇪🇨Cuenca | $551K | +$949K |
| 🇲🇽Cozumel | $555K | +$945K |
| 🇻🇳Da Nang | $563K | +$937K |
| 🇬🇪Tbilisi | $572K | +$928K |
| 🇬🇷Chania | $596K | +$904K |
| 🇲🇾George Town | $600K | +$900K |
| 🇲🇽Lake Chapala | $605K | +$895K |
| 🇨🇴Medellín | $606K | +$894K |
| 🇯🇴Amman | $620K | +$880K |
| 🇵🇭Cebu | $630K | +$870K |
| 🇪🇸Valencia | $649K | +$851K |
| 🇬🇷Athens | $651K | +$849K |
| 🇪🇸Málaga | $655K | +$845K |
| 🇻🇳Ho Chi Minh City | $681K | +$819K |
| 🇹🇳Tunis | $684K | +$816K |
| 🇨🇴Cartagena | $696K | +$804K |
| 🇵🇹Porto | $707K | +$793K |
| 🇭🇷Split | $714K | +$786K |
| 🇲🇾Kuala Lumpur | $720K | +$780K |
| 🇨🇱Santiago | $723K | +$777K |
| 🇲🇦Marrakech | $732K | +$768K |
| 🇮🇩Bali | $744K | +$756K |
| 🇺🇾Montevideo | $747K | +$753K |
| 🇲🇽Playa del Carmen | $765K | +$735K |
| 🇹🇭Bangkok | $774K | +$726K |
| 🇦🇷Buenos Aires | $777K | +$723K |
| 🇭🇺Budapest | $781K | +$719K |
| 🇨🇿Prague | $816K | +$684K |
| 🇹🇷Istanbul | $822K | +$678K |
| 🇹🇼Taipei | $828K | +$672K |
| 🇪🇪Tallinn | $833K | +$667K |
| 🇪🇸Barcelona | $835K | +$665K |
| 🇵🇹Lisbon | $845K | +$655K |
| 🇰🇪Nairobi | $867K | +$633K |
| 🇯🇵Tokyo | $918K | +$582K |
| 🇭🇷Dubrovnik | $918K | +$582K |
| 🇲🇽Mexico City | $933K | +$567K |
| 🇮🇹Rome | $944K | +$556K |
| 🇨🇦Quebec City | $953K | +$547K |
| 🇨🇷San José | $969K | +$531K |
| 🇩🇪Berlin | $1.04M | +$463K |
| 🇬🇧Edinburgh | $1.05M | +$454K |
| 🇫🇷Nice | $1.05M | +$449K |
| 🇬🇭Accra | $1.06M | +$441K |
| 🇨🇦Halifax | $1.06M | +$436K |
| 🇳🇿Auckland | $1.08M | +$423K |
| 🇰🇷Seoul | $1.08M | +$417K |
| 🇨🇦Kelowna | $1.09M | +$406K |
| 🇵🇦Panama City | $1.11M | +$390K |
| 🇿🇦Cape Town | $1.11M | +$387K |
| 🇴🇲Muscat | $1.14M | +$360K |
| 🇨🇦Victoria | $1.17M | +$327K |
| 🇺🇸Fargo | $1.18M | +$324K |
| 🇺🇸Sioux Falls | $1.19M | +$312K |
| 🇺🇸Wausau | $1.2M | +$300K |
| 🇳🇱Amsterdam | $1.22M | +$284K |
| 🇫🇷Paris | $1.23M | +$272K |
| 🇺🇸Midland | $1.23M | +$267K |
| 🇺🇸Omaha | $1.24M | +$264K |
| 🇦🇺Melbourne | $1.24M | +$264K |
| 🇨🇦Vancouver | $1.25M | +$252K |
| 🇺🇸Chattanooga | $1.26M | +$243K |
| 🇺🇸Albuquerque | $1.27M | +$231K |
| 🇺🇸Pittsburgh | $1.27M | +$225K |
| 🇺🇸Tucson | $1.28M | +$222K |
| 🇺🇸Des Moines | $1.29M | +$210K |
| 🇺🇸Cincinnati | $1.29M | +$210K |
| 🇺🇸San Antonio | $1.32M | +$183K |
| 🇺🇸Knoxville | $1.32M | +$183K |
| 🇺🇸Madison | $1.33M | +$165K |
| 🇺🇸Greenville | $1.33M | +$165K |
| 🇺🇸Reno | $1.35M | +$147K |
| 🇺🇸Minneapolis | $1.35M | +$147K |
| 🇺🇸Las Vegas | $1.35M | +$147K |
| 🇦🇺Sydney | $1.39M | +$114K |
| 🇺🇸Fort Worth | $1.39M | +$108K |
| 🇺🇸Charlotte | $1.4M | +$105K |
| 🇺🇸Portland | $1.4M | +$97K |
| 🇺🇸Boise | $1.41M | +$93K |
| 🇺🇸Salt Lake City | $1.41M | +$87K |
| 🇵🇷San Juan | $1.44M | +$60K |
| 🇧🇧Barbados | $1.45M | +$52K |
| 🇺🇸Austin | $1.45M | +$48K |
| 🇺🇸Asheville | $1.45M | +$48K |
| 🇺🇸Raleigh | $1.45M | +$48K |
| 🇺🇸Savannah | $1.47M | +$30K |
| 🇺🇸Jacksonville | $1.47M | +$27K |
Lean FIRE Possible (29 cities)
These cities are affordable at a lean lifestyle. The gap shows how much more you'd need for comfortable FIRE.
| City | Lean FIRE | Gap to FIRE |
|---|---|---|
| 🇦🇪Dubai | $732K | $222K more |
| 🇺🇸Chicago | $846K | $117K more |
| 🇺🇸Santa Fe | $849K | $33K more |
| 🇭🇰Hong Kong | $860K | $231K more |
| 🇺🇸Denver | $864K | $60K more |
| 🇺🇸Philadelphia | $870K | $27K more |
| 🇺🇸Nashville | $887K | $60K more |
| 🇺🇸Charleston | $891K | $120K more |
| 🇬🇧London | $894K | $38K more |
| 🇺🇸Scottsdale | $900K | $114K more |
| 🇺🇸Tampa | $902K | $147K more |
| 🇨🇭Lugano | $904K | $131K more |
| 🇺🇸Sarasota | $927K | $216K more |
| 🇺🇸Seattle | $929K | $44K more |
| 🇨🇭Basel | $944K | $231K more |
| 🇺🇸Boston | $944K | $318K more |
| 🇨🇭Lausanne | $977K | $239K more |
| 🇨🇭Zug | $984K | $525K more |
| 🇺🇸Miami | $1.05M | $750K more |
| 🇨🇭Zurich | $1.06M | $489K more |
| 🇺🇸Washington D.C. | $1.06M | $540K more |
| 🇺🇸San Diego | $1.1M | $281K more |
| 🇨🇭Geneva | $1.11M | $463K more |
| 🇺🇸New York | $1.12M | $1.22M more |
| 🇺🇸Los Angeles | $1.14M | $518K more |
| 🇺🇸Honolulu | $1.18M | $458K more |
| 🇸🇬Singapore | $1.21M | $522K more |
| 🇺🇸San Francisco | $1.29M | $752K more |
| 🇺🇸San Jose | $1.42M | $753K more |
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