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Retire in Canada

The 4% rule gives a familiar benchmark for how much you'd need invested to retire in Canada at every lifestyle level. Open any city page to backtest your own plan against market history.

Cheapest City

$953K

Quebec City

Average FIRE Number

$1.11M

5 cities

Most Expensive

$1.25M

Vancouver

FIRE Numbers for All 5 Cities in Canada

These FIRE Numbers use the 4% rule benchmark and price a one-person household. City pages backtest your own plan against market history, so the personalized figure there changes with your retirement length, confidence level, and household size.

City Lean FIRE FIRE Fat FIRE
๐Ÿ‡จ๐Ÿ‡ฆQuebec City $458K $953K $2.97M
๐Ÿ‡จ๐Ÿ‡ฆHalifax $549K $1.06M $3.13M
๐Ÿ‡จ๐Ÿ‡ฆKelowna $588K $1.09M $3.25M
๐Ÿ‡จ๐Ÿ‡ฆVictoria $623K $1.17M $3.65M
๐Ÿ‡จ๐Ÿ‡ฆVancouver $654K $1.25M $3.91M

About Retiring in Canada

Canada offers 5 retirement destinations tracked on PortfolioAtlas. The most affordable is Quebec City at $953K, while Vancouver requires $1.25M. The average FIRE Number across all Canada cities is $1.11M, calculated using the 4% safe withdrawal rate.

See Which Cities in Canada Match Your Portfolio

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