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Retire in Australia

The 4% rule gives a familiar benchmark for how much you'd need invested to retire in Australia at every lifestyle level. Open any city page to backtest your own plan against market history.

Cheapest City

$1.24M

Melbourne

Average FIRE Number

$1.31M

2 cities

Most Expensive

$1.39M

Sydney

FIRE Numbers for All 2 Cities in Australia

These FIRE Numbers use the 4% rule benchmark and price a one-person household. City pages backtest your own plan against market history, so the personalized figure there changes with your retirement length, confidence level, and household size.

City Lean FIRE FIRE Fat FIRE
๐Ÿ‡ฆ๐Ÿ‡บMelbourne $663K $1.24M $4.56M
๐Ÿ‡ฆ๐Ÿ‡บSydney $741K $1.39M $5.22M

About Retiring in Australia

Australia offers 2 retirement destinations tracked on PortfolioAtlas. The most affordable is Melbourne at $1.24M, while Sydney requires $1.39M. The average FIRE Number across all Australia cities is $1.31M, calculated using the 4% safe withdrawal rate.

See Which Cities in Australia Match Your Portfolio

Enter your portfolio value and we'll show you which Australia cities you can retire in today.

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