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Porto vs Medellín FIRE Retirement Cost Comparison

Which city is better for FIRE retirement? A data-driven comparison of portfolio requirements, monthly costs, and lifestyle factors.

🇵🇹

Porto

Portugal

Lean FIRE $900K
FIRE Number $1.56M
Fat FIRE $3.75M
Monthly Cost $5,200/mo
Mediterranean Good Common Very safe Easy
🇨🇴

Medellín

Colombia

Lean FIRE $720K
FIRE Number $1.26M
Fat FIRE $2.9M
Monthly Cost $4,200/mo
Warm Good Common Exercise caution Easy

More affordable: Medellín (saves $300K in required portfolio)

Better healthcare: Porto (Good)

Easier visa: Porto (Easy)

Better safety: Porto (Very safe)

Detailed Comparison

Category 🇵🇹 Porto 🇨🇴 Medellín
Lean FIRE Number $900K $720K 👑
FIRE Number $1.56M $1.26M 👑
Fat FIRE Number $3.75M $2.9M 👑
Monthly Cost (FIRE) $5,200/mo $4,200/mo 👑
Safety Very safe 👑 Exercise caution
Healthcare Good 👑 Good
Climate Mediterranean Warm
English Common Common
Visa Easy 👑 Easy

Which City Is Right for Your FIRE Goals?

Choose Medellín if: you want to minimize your FIRE Number. At $1.26M, it's $300K cheaper to reach comfortable FIRE here compared to Porto.

Choose Porto if: healthcare access is a priority — it has Good healthcare infrastructure (both cities are comparable).

Choose Porto if: you want easier residency access — visa difficulty is rated "Easy" (both cities have similar visa requirements).

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