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Mexico City vs Medellín FIRE Retirement Cost Comparison

Which city is better for FIRE retirement? A data-driven comparison of portfolio requirements, monthly costs, and lifestyle factors.

🇲🇽

Mexico City

Mexico

Lean FIRE $870K
FIRE Number $1.5M
Fat FIRE $3.6M
Monthly Cost $5,000/mo
Warm Good Common Exercise caution Easy
🇨🇴

Medellín

Colombia

Lean FIRE $720K
FIRE Number $1.26M
Fat FIRE $2.9M
Monthly Cost $4,200/mo
Warm Good Common Exercise caution Easy

More affordable: Medellín (saves $240K in required portfolio)

Better healthcare: Mexico City (Good)

Easier visa: Mexico City (Easy)

Better safety: Mexico City (Exercise caution)

Detailed Comparison

Category 🇲🇽 Mexico City 🇨🇴 Medellín
Lean FIRE Number $870K $720K 👑
FIRE Number $1.5M $1.26M 👑
Fat FIRE Number $3.6M $2.9M 👑
Monthly Cost (FIRE) $5,000/mo $4,200/mo 👑
Safety Exercise caution 👑 Exercise caution
Healthcare Good 👑 Good
Climate Warm Warm
English Common Common
Visa Easy 👑 Easy

Which City Is Right for Your FIRE Goals?

Choose Medellín if: you want to minimize your FIRE Number. At $1.26M, it's $240K cheaper to reach comfortable FIRE here compared to Mexico City.

Choose Mexico City if: healthcare access is a priority — it has Good healthcare infrastructure (both cities are comparable).

Choose Mexico City if: you want easier residency access — visa difficulty is rated "Easy" (both cities have similar visa requirements).

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