FIRE Number for Rome, Italy

A small 1-bedroom in an outer neighborhood like Garbatella, Pigneto, or Centocelle. Cooking most meals at home with fresh market produce, eating out at pizza al taglio spots and trattorias a couple of times a week. Getting around on the ATAC transit pass. Italian national health enrollment if resident, or a basic private plan. Rome is relatively affordable, so this budget covers the basics comfortably, though dining out and travel need to be planned.

An elegant apartment near Piazza Navona, the Pantheon, or in Parioli with a terrace and rooftop views. Regular dining at top restaurants, a Vespa or small car for getting around, and premium private healthcare at clinics like Policlinico Gemelli. Season opera tickets and frequent weekend getaways by high-speed rail to Florence, Naples, or the coast. Rome's costs are moderate by Western European standards, so this budget delivers a genuinely affluent life with regular dining and travel.

A grand palazzo apartment overlooking a major piazza or a private villa on the Appia Antica. A cook several times a week, a full-time housekeeper, and full private healthcare with top specialists. Business class as default, first class for longer trips. Regular fine dining and a nice car with driver when needed. Rome is affordable enough at this level that you have significant margin -- a second property in Tuscany or on the coast becomes realistic.