FIRE Number for Delhi, India

A 2-bedroom apartment in a decent South Delhi colony like Saket, getting around on the excellent metro system plus auto-rickshaws. Eating at dhabas and street food stalls most days, with occasional restaurant meals. Private health insurance covering Max and Fortis hospitals. A/C costs spike significantly in Delhi's extreme summers, and air quality in winter is a serious concern, but day-to-day costs are very low.

A large apartment in Defence Colony or Jor Bagh, regular dining at world-class restaurants like Indian Accent and Bukhara, and a car with part-time driver. International health insurance with concierge-level care. Weekend trips to the Himalayas or Rajasthan by domestic flight. This budget stretches very far in Delhi, leaving substantial margin for international travel or savings.

A large farmhouse in Chhatarpur or a historic bungalow in the diplomatic enclave, with full household staff including a housekeeper, a cook several times a week, drivers, and a gardener. Multiple vehicles, first class international flights, and top-tier global health coverage. Dining at any restaurant in the city without a thought. Delhi's costs are so low relative to this budget that the vast majority goes unspent each month.